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From : Dmitry I. Platonoff
To : Pilot
Subj : Dialog Enchancer - How to register?
> This is not absolutely true. It was true - a couple of years ago, but nowadays it's quite easy to obtain Visa or MasterCard, at least in Moscow, St. Petersburg and a few other larger cities in Russia.

The key word here is "a few" :)

> The real problem however is that after the last year's financial crisis in Russia none of the Russian banks are safe enough to trust them any real amount of money.

That's right. I had my account equal to zero since last August :). Your cupboard -- THAT IS the world best banking institution :)))

> As a counter-measure, I developed a practise of keeping my Visa account almost empty all the time, only occasionally putting their just the right amount of money for my next planned purchase...

Just a few words: the above shows that your Visa is not a credit card at all as it's supposed to be :) It is _debit_ card, happily recognized by the western banks, however. You're lucky guy :). I had a SBS-Agro's "Visa" for a couple of years (actually, I still have it in my wallet, although it's already expired... I use it as a spare ID since it has my photo on it :), but I was never able to use it on the web. And again, I always had to maintain a positive balance.

The real credit card is not an account in your banking institution actually. It's the statement of trust which means that your credit organization trusts you to spend a limited amount (1K, 5K, 30K, ...) of money (note that money still belong to the BANK, not you) assuming the money will be returned in time. A convenient way to gather all your utility and shopping bills together :)

> However, I do think that your estimate of the current average salary in IT companies in Russia is a bit over-pessimistic.

Unfortunately, it IS REAL. At least for the region I lived in.

> I am working as a part-time software developer and Web designer for several companies here in Moscow and I can assure you that a high quality professional can earn more than $200 per month salary.

I said that "capital cities are the exception". Then, not many people actually do some kind of part time job (unless they have no other ways to make a living).

> I did, many times.

OK. Who else? :)

> But we had so disastrous ground mail services here and absolutely corrupted and contr-cooperative customs that I really can't buy abroad anything that needs to be delivered in physical matter.

Yeah! And that's another reason I forgot to mention. While it's mostly OK with electronic mail, I doubt you can trust regular one. The only exception are international delivery services like UPS or DHL, but who wants to add another 20-60 bucks to a 15-20 dollar package?

Mon 03 Dec 2001 18:39 Mozilla/4.0 (compatible; MSIE 5.0; Windows NT; msnca)



Programmed by Dmitri Maximovich, Dmitry I. Platonoff, Eugen Kuleshov.
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